How to File a Roof Insurance Claim in New Mexico (Step-by-Step Guide)

How to File a Roof Insurance Claim in New Mexico (Step-by-Step Guide)

Hail, wind, and monsoon storms can strike fast. Here’s how to protect your roof — and your wallet — when it’s time to file a claim.

Storm damage doesn’t always mean disaster — if you act quickly. Roof insurance claims in New Mexico are common, but navigating the process can be tricky without expert help. At All About Roofing & Construction, we’ve walked hundreds of Clovis homeowners through it with clarity and speed.

📸 Step 1: Schedule a Professional Roof Inspection

Don’t rely on guesswork. Your first move should be to book a storm damage inspection with a local roofing expert. We know how to spot hail strikes, lifted shingles, and hidden structural issues — and how to document them in ways insurance carriers recognize.

📷 Step 2: Document the Damage Thoroughly

Take clear photos of everything — missing shingles, granules in gutters, water stains inside, debris in the yard. Bonus tip: Save any local storm warnings or radar screenshots from the date of damage to support your claim.

📞 Step 3: Contact Your Insurance Provider

Let your insurer know what happened and that you’ve already had a certified inspection. You’ll receive a claim number and be assigned an adjuster. We’ll help prep for their visit and share our findings with them directly.

🤝 Step 4: Meet the Adjuster with Your Roofer

Always have your roofer present when the adjuster visits. We speak the lingo, spot what others might miss, and advocate for a fair and full inspection. This step can make the difference between partial coverage and full replacement.

🧾 Step 5: Review the Estimate & Start Repairs

Once your claim is approved, we’ll walk you through the insurance estimate and finalize the scope of work. Most roof replacements in Clovis take just 1–2 days once materials are on-site — we move fast so you can get back to normal.

🙋 Need Help Filing?

We’re more than just roofers. We’re your guide through the claim process — from inspection to paperwork to final nail. Our team has helped families across Eastern New Mexico recover quickly and confidently after storms.

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